Information for Borrowers considering an arrangement under the Personal Insolvency Act 2012 as amended

What is it?

The Personal Insolvency Act is designed to help borrowers who are in genuine distress and cannot afford to pay their debts as they fall due. It applies to individuals only, and not to companies. The ultimate aim is to return the borrower to solvency in the fairest and most equitable way. For more information about the availability of, and process involved in seeking an arrangement under the Act, please visit the Insolvency Service of Ireland’s website

Talk to us

We encourage you to talk to us at all times about any problems you may be experiencing in keeping your repayments up to date. We welcome the opportunity to discuss alternative options with you to see if they can provide the assistance you now need, as together we may be able to reach a mutually satisfactory arrangement.

You can phone us on LoCall* 1850 708888 (or + 353 1 961 2700 if calling from outside of Ireland) where we are available from Monday to Friday 9am to 5.30pm, excluding Bank Holidays. Alternatively you can write to us at Link Asset Services, Block C, Maynooth Business Campus, Maynooth, Co. Kildare, W23 F854.

For more information on arrears, please click on the following links information about arrears, information about mortgage arrears, information for SME customers.